Google Bank

Crisis is an Opportunity.

Bailout can not solve Crisis.

Crisis demands Leadership;
Crisis demands Innovation;

It is a Wonderful Opportunity for the New Players.

Take a look at Google, Yahoo, eBay, Amazon;

They do not belong to Computer Industry.

They belong to Information Technology Industry.

Here too, the "I" is more prominent than "T";
That is, Information is more important than Technology.

Google applies the latest Technology
to provide Information;

More than Technology,
Google is an Information company.

Google, Yahoo have a large customer base;
Google, Yahoo serve for Global customers.

Google, Yahoo have highly scalable, available
Web Services for Global Customers
with the support of multi language and other local features.

Google, Yahoo always,
Think Globally; Act Locally.

Google, Yahoo have the Mobile Support too.

Now, let us look at the current Banking Industry.

Do Banks manufacture any products?

No, Banks have No Manufacturing facility.

Do Banks distribute any products?

No, Banks have No Physical Distribution Channel;
No transportation facility.

What do Banks do?

Banks provide INFORMATION to their Customers.

What do Banks do, when you transfer fund?

Even for fund transfer, they do not physically move the currency.
They debit the source account; credit destination account;
All they do, is Information Exchange.

By moving from traditional banking to
Online Banking, Online Bills Payment,
Online Transfer Funds, Online Investments;

Now Mobile Banking;

By doing so, Banks have opened up their industry
for Google, Yahoo and others.

Now, no one drives to bank and deposit check.

Now, no one pays cash for the products.

So, all the Financial Institutions
are based on Information.

If you look at the Banks infrastructure;
It is all Servers and Applications.

So, Google, Yahoo and others can just take over
customers from the existing banks and give a new fresh start.

Its a very thin line between
Recession or Depression and Prosperity.

So, the current Crisis is a Golden opportunity for Google, Yahoo.

It is a natural growth of SOA;
Service Oriented Architecture.

Change is Created by McCain.

The only way you can manage the change is to create it.

By the time you catch up to change, the competition is ahead of you.

-- Peter Drucker.


McCain did create that big change.

By the time, Obama catches up to this change,

McCain will be way ahead of Obama.


Somehow in this election,

the VP became a deciding factor.


That is the reason, both the candidates

took a very long time to announce their running mates.


Obama could have taken Hillary for the VP.

If Hillary was too big to be a VP,

Obama could have explored alternative woman candidate.


Had Obama chosen a woman candidate,

Obama could have united the party;

Obama could have retained all the woman supporters.


In that situation, McCain would have been forced to go

with different strategy.


Obama missed it; But McCain converted that

challenge into a Big Opportunity.


Everybody wonders, why did Obama choose Joe Biden?


Why did Obama take such a long time to pick Joe Biden?


Does Obama get any big jump in his supporters with Joe Biden?


This VP selection is a simple test.


It shows how good you study your opponent's

strategy and then you make your move.


Once you become the President,

there will be no opponents.


They are Enemies.


You can not afford to make mistakes like this,

when you become the President.


Just keep saying the word CHANGE,

without knowing the "change"

that has been happening around you - is no good.


The way Obama handling the Sarah Palin's entry demonstrates

that Obama camp was taken by total shock and surprise.


How come, not even one of his advisers asked this question?


What will happen, if McCain choose a Woman as his VP?


They were not prepared at all.


They failed to ask two questions?


First one is, Is there any woman candidate

other than Hillary for VP?


Second one is, What will happen,

if McCain choose a woman candidate?


Had they asked these two questions,

Obama could have handled this situation

in a much more comfortable way!


When you are not prepared;

When you failed to explore all the options;

When you failed to anticipate the opponent's challenge;

Then you lose.


It could have been a very easy,

winnable election for the Democrats;

But they made it so tough.

Hillary Clinton - Gone For Good

Whether you like it or not,

you need to accept and appreciate

the Political Skill of John McCain.



Senator John McCain brought

Governor Sarah Palin into his team.



That is Innovation.

It is not a Surprise or Shock.

It is Innovation.



With this new thing,

Senator John McCain took

his opponents to a different platform.



Now the focus is completely shifted.



No one talks about Bush's economic policy.

Not about IRAQ war.



Now, this election is all about

Ladies & Gentlemen.



You deny opportunity to woman.

I give opportunity to woman.



With this new turn...



You could notice,

Hillary's picture and name

is totally out of Obama's web site.



From the Democrats perspective:

If Obama loses, the entire blame will be on Hillary.

Perhaps, in the future, there will not be

any room for Hillary in the Democratic Party.



If Obama wins, he will take full credit.

In 2012, Senator Clinton will be

a weak candidate against President Obama.



From the Republicans perspective:

If John McCain wins,

with the help of Hillary supporters,

McCain - Palin team will become stronger.



Even as woman vs woman,

Vice President Sarah Palin will be stronger

than Senator Clinton in 2012.



In all ways, Hillary Clinton - Gone For Good.



Still 60 more days;

It is Now or Never for Hillary Clinton.

Beautiful Divisions of America

Democracy - of the Politicians; by the Politicians; for the Politicians.

Democracy -  without any Political Parties & their Factions.

Democracy - of the people; for the people; by the people.

Divided States of America.
Innovative Election in 2008

In IRAQ, people are divided as Sunni-Shiite

Sunni										Shiite

Earlier Divisions based on Party

In America, people were divided as Democrats-Republicans.

Now, the division based on party is gone;

But, new Unhealthy Division is started.

Republican

Democrats

McCain

Hillary

Obama

D

I

V

I

S

I

O

N

C

O

N

T

I

N

U

E

S

...

Current Divisions based on Race

Very Unhealthy Divisions.

You need to stop these divisions now and

start Integrating the People of America as One Whole America.

McCain

Obama

Other Americans

African Americans

Hillary Supporters

Colin Powell & Rice

D

I

V

I

S

I

O

N

C

O

N

T

I

N

U

E

S

...

Ladies & Gentlemen

Natural and Beautiful Division.

Human Beings are naturally divided as Man & Woman.

That is a very Beautiful Division.

That division integrates Human Beings.

The Begining of 2008 Election was Ugly.

But the end is Very Beautiful.

John McCain & Sarah Palin

Barack Obama & Joe Biden

Ladies

Gentlemen

Americans

D

I

V

I

S

I

O

N

E

N

D

S

.

.

.

.

.

...

Super Delegates - Politburo in America

Politburo - political body




Politburo, the political body was, in Russian and Soviet
history, the supreme policy-making body of
the Communist Party of the Soviet Union.

The Politburo until July 1990 exercised supreme control
over the Soviet government; In 1990 the Politburo
was enlarged and was separated to a certain degree
from control over the Soviet government.

With the breakup of the Soviet Union in 1991 and
the subsequent banning of the Communist Party
in Russia (1991), the Politburo also was effectively dissolved.

In Russia, the Politburo was dissolved.

In America, the Politburo is born now.

They are known as Super Delegates.

In those years, in Communist countries, the youth
used to go to college and then they join the
Communist party and work hard to become
the member of the Politburo.

Now in America, the youth go to college and then
they join either one of the parties and work hard
to become the Super Delegates, the emerging
Politburo of the United States of America.

Politburo is the End of Freedom and Democracy.

Just imagine, what kind of model,
the responsible leaders of America building right now,
for the future generation to follow.

Everyone can not become the President.

But anyone can become the Super Delegate.

Now the power to elect the President is shifted from
the People to the Super Delegate,
the emerging Politburo of America.

Very soon, to win the ticket to be the presidential candidate,
the future leaders may corrupt the Super Delegates,
the Politburo of America.

The Super Delegates are openly endorsing the candidate.

So later they can approach the President and may remind
the President of United States of America that
it was his/her endorsement helped to become the President.

So the President of United States of America
may have to yield to the pressure of those
Super Delegates who made the King/Queen.

Yes, the Super Delegates, the emerging
Politburo of United States of America
will be the King or Queen Makers.

Wake up America!
Its Your Democracy; Its your Responsibility;
The house is on fire; Act Now!

Frozen Mind; Frozen Thoughts.

Political Entertainments are not free;
It costs you huge human and other resources, time and money.

People do not take responsibility and act now;
But they do design a new bumper sticker and
live with the complaints for the rest of their life.

Does the Democracy in America inspire others to follow?

In America, democracy does not give you the basic freedom of contesting as a Presidential Candidate in the general election in spite of having the support of 18 millions people.

Well, this isn’t exactly the party I’d planned, but I sure like the company. It took 18 months in time and 18 millions voters and several millions contribution money to realize this basic truth.

Does America need these Primaries?
Why don't those super delegates choose someone and announce their candidate for the general election.That will save time, energy and money.

People would take responsibility and fix the defects in the system, only when they had no freedom. History proves this theory.

When there is freedom, people take it easy and live with the defects.

Why do the parties need to start with some 10 fake leaders;
fake debate; then they drop out and
finally each party left withone candidate to contest in the general election;

Is this the true democracy (of & by & for) the people

Few years ago, People in IRAQ were waiting for someone from Americato come and get their freedom.

Now, People in America is waitingfor someone from Mars to come and get their freedom and establishtrue democracy of the People.

Eight years ago, Al Gore lost in spite of winning the Popular Votes.
Now Hillary lost in spite of winning the Popular Votes.
Every one realized there is a bug in the system;
but no one bothers to fix it. so it continues and will hurt more in the future.

The Whole is greater than the Sum of the parts.
The People of America is Greater than the Sum of Democrats & Republicans.

Frozen Mind; Frozen Thoughts.

"You Quit, Hillary", Media Says

Others talk about Change;
Hillary is making the Changes right now;

On June 4, 2008. From Hillary's email to the people of America:
Now, let's read between the lines.

I wanted you to be one of the first to know: on Saturday,
I will holdan event in Washington D.C. to thank everyone
who has supported my campaign.

Over the course of the last 16 months, I have been privileged
and touched to witness the incredible dedication and sacrifice of
so many people working for our campaign.

Every minute youput into helping us win, every dollar you gave
to keep up the fight meant more to me than I can ever possibly tell you.

[comments]
"I Quit. It is over. Thank you".
Hillary could have said this by this time.
But she didn't say till now. I wanted you to be one of the first to know, not the media.

The media keep saying that "You Quit, Hillary".
But you keep saying that "Don't Quit, Hillary".
So, the you, the People of America is more important than the media.
[end of comments]

On Saturday, I will extend my congratulations to Senator Obama and my support for his candidacy. This has been a long and hard-fought campaign, but as I have always said, my differences with Senator Obama are small compared to the differences we have with Senator McCain and the Republicans.

I have said throughout the campaign that I would strongly supportSenator Obama if he were the Democratic Party's nominee, and I intend to deliver on that promise.

[Just Ignore the above paragraphs.]

When I decided to run for president, I knew exactly why I was getting into this race: to work hard every day for the millions of Americans who need a voice in the White House.

I made you -- and everyone who supported me -- a promise: to stand upfor our shared values and to never back down. I'm going to keepthat promise today, tomorrow, and for the rest of my life.

[Each and every word in the above paragraphshas a very high value and meaning.]

I will be speaking on Saturday about how together we can rally the party behind Senator Obama. The stakes are too high and the task beforeus too important to do otherwise.

I know as I continue my lifelong work for a stronger America and abetter world, I will turn to you for the support, the strength, and the commitment that you have shown me in the past 16 months.

And I will always keep faith with the issues and causes that are important to you. In the past few days, you have shown that support once again with hundreds of thousands of messages to the campaign, and again, I am touched by your thoughtfulness and kindness.

I can never possibly express my gratitude, so let me say simply, thank you.

[Again each word counts.For a stronger America; not just for stronger Party.]

Hillay for President; Obama for Vice President

The only best option available for now.

When Obama takes a few hours off from all the busy activities
and sit alone and thinks about his journey,
he could easily realize his past achievements
and the future challenges.

Obama is still young.

The growth should be slow, steady, natural and organic.
Then only it sustains.

Democratic Nominee is a very big and historical achievement.

The truth is: it took several hundred years,
even for a party to accept an african-american candidate.

And, Obama had to fight for a long battle to win this nomination.

Now take a serious look at the current situation.

First and foremost fact: Is America ready for
an african-american as a President.

Second fact is: In the nomination process,
the party is divided.

In this situation, Obama has a huge burden
to unify the party, besides fighting against John McCain.

In this scenario, the chances of failure is more.

So the best option available for now is:
Thank you America.
Thank you for the nomination.
I am still young and learning.

So I wish to start as the Vice President
and then move to President.

So I request Hillary to take
the responsibility to lead this nation.

This decision will unite the party and the people.

This is the only best option available for now.

Hillary making Changes right now

Others talk about Change;
Hillary is making the Changes right now;

From Hillary's email to her supporters:

Your spirit has inspired me every day in this race.
While I traveled this country talking about how
I wanted to help you -- time and again,
you reached out to help me.

To grab my hand or grip my arm, to look me in my eyes and tell me,
don’t quit, keep fighting, stay in this race for us.

This has always been your campaign, and tonight,there's no one
I want to hear from more than you.

I hope you're as proud as I am of what we've done and
that you'll take a moment to share your thoughts with me now at my website.

Whatever path I travel next, I promise I will keep faith with you and
everyone I have met across this good and great country.

So, it is not over.

You will get a clear picture if you take a step back and observe.

Here is the list of past scenes:

Hillary moved away from the Superdelegates math to Popular Vote count.
Take all the primary elections, even Purto Rico,very seriously and
try to win as much as Popular Votes
18 Million votes is a big achievement.
Fought against the Rules to win Florida & Michigan.
Hillary did not concede on Tuesday.
Hillary's website still ask for contribution.

Here is the list of future scenes:
Saturday Hillary's supporters will speak out.
People's Momentum would build up and raise Hillary as their candidate.
Hillary will ask the people to get her name in the ballot of all the states.
Obama - Democrats Nominee
McCain - Republican Nominee
Hillary - American People Nominee


Never a dull moment; more fire works is in store
Political Entertainment continues
This is what the rest of the world learns from America's Democracy.

CNN vs YouTube

It is not CNN era; it is YouTube era.

In the earlier years, the television media go after only the winning candidates.

The other candidates have no other go but quit.

Not anymore.Now the candidate broadcast themselves in the YouTube.

They are in constant touch with the people through their web site.
Money continues to flow through the contributions in the web sites.

So Hillary's next move will be:
don't waste a single day;
start collecting the signatures;
get Hillary's name in the ballot papers of all the 50 states.
Let us ask the people directly who isthe President of United States of America.

Bill Gates of Microsoft - President of the United States of America.

Bill Gates of Microsoft - President of United States of America.
John Chambers of Cisco - President of United States of America.
Larry Ellison of Oracle - President of United States of America.
Steve Jobs of Apple - President of United States of America.
Carly Fiorina of HP - President of United States of America.

They are the true Leaders of America.

They were there, when there was an economic boom.
They are still here, when there is an economic crisis.

These Leaders should be the candidate for
the President of United States of America.

It is a natural, organic growth process.

This is the right model for the future generation.

The future generation will study well;go to college;
learn the best management practices;
have responsibility as a ceo of a business organization;
then become the President of United States of America.

That is the Right Model.

Their Leadership Qualities have been throughly tested.

With their global operations, now these leaders have
a very clear Global Perspective.

They know the opportunities and challenges of
the Planet Earth and the global community.

They need new Challenges.

They have been doing the same CEO job for several years.
They need a break.

President of United States of America is
the right challenge for these Leaders.

CNN=Politics

CNN=Politics
Does anyone like Politics?
Does anyone enjoy if some one playing politics on them?
Does it give you a sense of satisfaction or achievement when you play Politics?

No one enjoys Politics?

Politics hurts all.

Then why do we need to spend our life time on Politics?

Politics is not restricted to White House or Congress.
Politics does exist in every organization.
Politics does exist in all Business organizations;
Politics does exist in University, Hospital,Research,
Military and even in non-profit organizations.

Every Human Being is a Politician.

The truth is: Politics takes away all ourresources, time and energy.

The end result is: more destructive.

Then why do we need to highlight Politics.

Just ignore politics and promote Democracy.

CNN is the widely watched Television Network.

Not only the Americans watch CNN;
but also people around the world watch CNN.

In that case, is it possible to make the best use of CNN's effort?

Instead of Politics, let us have Democracy.

CNN=Democracy

In that way, we can explore the best practices
that needs to be followed for the democracy to work effectively.

In that way, CNN can teach people around the world
about Democracy.

So, change it; Instead of Politics, let us have it Democracy.

Its Your Democracy; Its Your Responsibility.

At the close of the Constitutional Convention
in Philadelphia on September 18, 1787,
a Mrs. Powel anxiously awaited the results,

and as Benjamin Franklin emerged
from the long task now finished,
asked him directly:

"Well Doctor, what have we got,
a republic or a monarchy?"

"A republic, if you can keep it" responded Franklin.

Constitution of the Super Delegates

It is time to take a fresh look at the Constitution of United States of America and make a fresh start.

The Constitution of United States is the Constitution for the mankind. It has been misinterpreted as Constitution of Two political Parties.

George Washington's dream is coming true in 2008. Government without any political parties.

End of Democracy for two political parties.

Beginning of the true Democracy (of & by & for) the People.

Ask a school kid. Who are the candidates for the President?

You may get an answer; Clinton & Obama

People slowly tend to forget John McCain.

Both Clinton and Obama are emerging as Strong Leaders.

Many people say, they were ready to vote for Mitt Romney.

Now that he quit, they don't know whom to vote for.

Does the Constitution say?It always should be between Democrat & Republican

Why not? Let it be between Democrat & Democrat

Why not? Have three candidates.Democrat & Democrat & Republican

Constitution of the United States or Constitution of the Super Delegates

What do you want to teach the next generations?

Beginning of the true Democracy (of & by & for) the People.

• The Whole is greater than the Sum of the parts.
• The People of America is Greater than the Sum of Democrats & Republicans.
• Frozen Mind; Frozen Thoughts.
• Changes have already started happening.
• The real crisis is not gas price; not economy;
• The real crisis is: Leadership.
• Republicans are not going to vote in the general election.
• Democrats are not going to vote in the general election.
• Americans are going to vote in the general election.
• Republicans couldn't go backward and bring back Mitt Romney
• Democrats couldn't go forward and have a candidate
• The real concern is not about the nation.
• It is about dividing and unifying political parties.
• Weakening of one party, naturally weakens the other too.
• End of Democracy for two political parties.