Google Bank

Crisis is an Opportunity.

Bailout can not solve Crisis.

Crisis demands Leadership;
Crisis demands Innovation;

It is a Wonderful Opportunity for the New Players.

Take a look at Google, Yahoo, eBay, Amazon;

They do not belong to Computer Industry.

They belong to Information Technology Industry.

Here too, the "I" is more prominent than "T";
That is, Information is more important than Technology.

Google applies the latest Technology
to provide Information;

More than Technology,
Google is an Information company.

Google, Yahoo have a large customer base;
Google, Yahoo serve for Global customers.

Google, Yahoo have highly scalable, available
Web Services for Global Customers
with the support of multi language and other local features.

Google, Yahoo always,
Think Globally; Act Locally.

Google, Yahoo have the Mobile Support too.

Now, let us look at the current Banking Industry.

Do Banks manufacture any products?

No, Banks have No Manufacturing facility.

Do Banks distribute any products?

No, Banks have No Physical Distribution Channel;
No transportation facility.

What do Banks do?

Banks provide INFORMATION to their Customers.

What do Banks do, when you transfer fund?

Even for fund transfer, they do not physically move the currency.
They debit the source account; credit destination account;
All they do, is Information Exchange.

By moving from traditional banking to
Online Banking, Online Bills Payment,
Online Transfer Funds, Online Investments;

Now Mobile Banking;

By doing so, Banks have opened up their industry
for Google, Yahoo and others.

Now, no one drives to bank and deposit check.

Now, no one pays cash for the products.

So, all the Financial Institutions
are based on Information.

If you look at the Banks infrastructure;
It is all Servers and Applications.

So, Google, Yahoo and others can just take over
customers from the existing banks and give a new fresh start.

Its a very thin line between
Recession or Depression and Prosperity.

So, the current Crisis is a Golden opportunity for Google, Yahoo.

It is a natural growth of SOA;
Service Oriented Architecture.

Change is Created by McCain.

The only way you can manage the change is to create it.

By the time you catch up to change, the competition is ahead of you.

-- Peter Drucker.


McCain did create that big change.

By the time, Obama catches up to this change,

McCain will be way ahead of Obama.


Somehow in this election,

the VP became a deciding factor.


That is the reason, both the candidates

took a very long time to announce their running mates.


Obama could have taken Hillary for the VP.

If Hillary was too big to be a VP,

Obama could have explored alternative woman candidate.


Had Obama chosen a woman candidate,

Obama could have united the party;

Obama could have retained all the woman supporters.


In that situation, McCain would have been forced to go

with different strategy.


Obama missed it; But McCain converted that

challenge into a Big Opportunity.


Everybody wonders, why did Obama choose Joe Biden?


Why did Obama take such a long time to pick Joe Biden?


Does Obama get any big jump in his supporters with Joe Biden?


This VP selection is a simple test.


It shows how good you study your opponent's

strategy and then you make your move.


Once you become the President,

there will be no opponents.


They are Enemies.


You can not afford to make mistakes like this,

when you become the President.


Just keep saying the word CHANGE,

without knowing the "change"

that has been happening around you - is no good.


The way Obama handling the Sarah Palin's entry demonstrates

that Obama camp was taken by total shock and surprise.


How come, not even one of his advisers asked this question?


What will happen, if McCain choose a Woman as his VP?


They were not prepared at all.


They failed to ask two questions?


First one is, Is there any woman candidate

other than Hillary for VP?


Second one is, What will happen,

if McCain choose a woman candidate?


Had they asked these two questions,

Obama could have handled this situation

in a much more comfortable way!


When you are not prepared;

When you failed to explore all the options;

When you failed to anticipate the opponent's challenge;

Then you lose.


It could have been a very easy,

winnable election for the Democrats;

But they made it so tough.

Hillary Clinton - Gone For Good

Whether you like it or not,

you need to accept and appreciate

the Political Skill of John McCain.



Senator John McCain brought

Governor Sarah Palin into his team.



That is Innovation.

It is not a Surprise or Shock.

It is Innovation.



With this new thing,

Senator John McCain took

his opponents to a different platform.



Now the focus is completely shifted.



No one talks about Bush's economic policy.

Not about IRAQ war.



Now, this election is all about

Ladies & Gentlemen.



You deny opportunity to woman.

I give opportunity to woman.



With this new turn...



You could notice,

Hillary's picture and name

is totally out of Obama's web site.



From the Democrats perspective:

If Obama loses, the entire blame will be on Hillary.

Perhaps, in the future, there will not be

any room for Hillary in the Democratic Party.



If Obama wins, he will take full credit.

In 2012, Senator Clinton will be

a weak candidate against President Obama.



From the Republicans perspective:

If John McCain wins,

with the help of Hillary supporters,

McCain - Palin team will become stronger.



Even as woman vs woman,

Vice President Sarah Palin will be stronger

than Senator Clinton in 2012.



In all ways, Hillary Clinton - Gone For Good.



Still 60 more days;

It is Now or Never for Hillary Clinton.